all you are left with are Hydrogens. is there a terminal Oxygen in your structure?
Is there a Hydrogen bonded to that Oxygen already? this is the first H that bonds to the terminal Oxygen, assign H to this bond.

However, this bonding may have caused the structure to fail in a previous trial over bad FC (see arrangements). In case of a previous such fail, abandon the bonding with the oxygen in favor of bonding to the central atom.
Also notice if the formula is specifically written to indicate a bond with O (see OH example)
recalculate T,
remove 2 electrons from it
      We want to assign this H to bond with the central atom if possible.
The question is, can the central atom make one more bond?
   
continue
               
    use the central atom's unused bond to connect one H via a SINGLE BOND

is there a terminal atom that can make one more bond with one hydrogen? continue  
      recalculate T,
remove 2 electrons from it
    use up one hydrogen with that terminal atom and connect via a SINGLE BOND
   
      continue     recalculate T, remove 2 electrons from it   
   
            continue